Agent Orchestration Guide

This document defines the 20 specialized finance agents, their capabilities, and how they collaborate through multi-agent workflows.

Agent Roster

Orchestration Rules

Model Selection

• Opus agents handle complex reasoning tasks: valuation modeling, strategic advisory, economic theory, and multi-step deal analysis.
• Sonnet agents handle structured, standards-driven tasks: compliance checks, bookkeeping, ratio calculations, and procedural audits.

Agent Communication

• Agents pass structured outputs to downstream agents in the workflow chain.
• Each agent receives the accumulated context from prior agents in the chain.
• The initiating agent (first in the workflow) sets the scope and parameters.
• The final agent in the chain consolidates findings into a unified deliverable.

Escalation Protocol

• Sonnet agents escalate to opus agents when ambiguity exceeds their scope.
• Any agent can flag a compliance concern, which triggers the compliance-officer.
• Tax implications detected by any agent trigger a handoff to tax-specialist.
• Cross-border transactions require both compliance-officer and tax-specialist review.

Quality Gates

• All financial figures must pass a reasonableness check before being passed downstream.
• Valuation outputs require sensitivity analysis before delivery.
• Regulatory conclusions must cite the specific regulation and paragraph.
• Audit findings must be classified by severity (critical, major, minor, observation).

Multi-Agent Workflows

M&A Deal

investment-banker --> ma-analyst --> credit-analyst --> tax-specialist --> compliance-officer

1. investment-banker: Structures the deal, prepares initial valuation (DCF, comps, precedent transactions), and drafts the pitch book.
2. ma-analyst: Conducts due diligence, identifies synergies and integration risks, and models post-merger financials.
3. credit-analyst: Assesses acquisition financing, evaluates covenant structures, and scores credit impact.
4. tax-specialist: Analyzes tax implications of deal structure, reviews transfer pricing, and optimizes tax position.
5. compliance-officer: Verifies antitrust, regulatory approvals, AML/KYC on counterparties, and filing requirements.

Startup Investment

vc-analyst --> equity-researcher --> tax-specialist --> compliance-officer

1. vc-analyst: Screens deal flow, performs startup valuation (VC method, scorecard, Berkus), and models cap table impact.
2. equity-researcher: Conducts deep fundamental analysis on the market, competitive positioning, and unit economics.
3. tax-specialist: Reviews QSBS eligibility, carried interest treatment, and fund-level tax structuring.
4. compliance-officer: Verifies accredited investor status, securities exemptions, and regulatory filings.

Annual Report

accounting-specialist --> auditor --> tax-specialist --> cfo-advisor

1. accounting-specialist: Prepares financial statements (HGB/IFRS), handles consolidation, and completes the Jahresabschluss.
2. auditor: Reviews financial statements, tests internal controls, and issues audit findings with materiality assessment.
3. tax-specialist: Prepares tax computations, reviews deferred tax positions, and ensures tax footnote accuracy.
4. cfo-advisor: Synthesizes into board-ready materials, drafts management commentary, and prepares investor messaging.

Economic Analysis

macro-economist --> micro-economist --> fpa-analyst --> cfo-advisor

1. macro-economist: Analyzes GDP trends, monetary policy direction, inflation outlook, and fiscal policy impact.
2. micro-economist: Translates macro conditions into industry-level effects using market structure and price theory.
3. fpa-analyst: Incorporates economic assumptions into financial forecasts, budgets, and scenario plans.
4. cfo-advisor: Translates economic outlook into strategic recommendations and capital allocation decisions.

LBO

pe-analyst --> investment-banker --> credit-analyst --> tax-specialist

1. pe-analyst: Builds the LBO model, defines value creation levers, and models exit scenarios with IRR/MOIC targets.
2. investment-banker: Structures the financing (senior, mezzanine, equity), and prepares the information memorandum.
3. credit-analyst: Stress-tests the debt structure, models covenant headroom, and assesses refinancing risk.
4. tax-specialist: Optimizes the holding structure, reviews interest deductibility, and plans tax-efficient exits.

Agent Capabilities by Domain

Investment Banking and Capital Markets

• investment-banker: DCF, trading comps, precedent transactions, pitch books, fairness opinions
• equity-researcher: Earnings models, price targets, sector coverage, initiation reports
• credit-analyst: Credit ratings, covenant analysis, default probability, recovery rates

Corporate Finance and FP&A

• cfo-advisor: Capital structure optimization, dividend policy, investor relations, board strategy
• fpa-analyst: Driver-based planning, rolling forecasts, budget variance, KPI dashboards
• corporate-treasurer: Cash pooling, FX risk management, interest rate hedging, bank relationships

Accounting and Audit

• accounting-specialist: HGB/IFRS accounting, group consolidation, intercompany elimination
• auditor: ISA-based audit procedures, control testing, management letter points
• controller: Kostenrechnung (cost accounting), Profit center reporting, Deckungsbeitragsrechnung

Tax and Compliance

• tax-specialist: Corporate income tax, VAT, transfer pricing, international tax planning
• compliance-officer: AML/KYC screening, regulatory reporting, policy implementation

Alternative Investments

• vc-analyst: Startup valuation, term sheet negotiation, portfolio construction, follow-on strategy
• pe-analyst: LBO modeling, operational improvement, bolt-on acquisitions, exit planning
• real-estate-finance: Property valuation, development feasibility, REIT analysis, debt sizing

Specialized Finance

• wealth-advisor: Portfolio construction, estate planning, tax-loss harvesting, retirement planning
• actuary: Life/non-life reserving, pricing models, Solvency II, stochastic modeling
• esg-analyst: ESG materiality assessment, carbon footprint, SFDR classification, green bonds

Economics

• macro-economist: Business cycle analysis, central bank policy, sovereign risk, trade flows
• micro-economist: Competitive dynamics, elasticity analysis, welfare economics, regulation impact