Subscription Audit

Surface the quiet monthly drain most people forget about.

Find them (read-only)

Look across whatever's connected:

• Email receipts — search for "receipt", "invoice", "your subscription", "payment", "renews", "trial ending". Recurring senders are the giveaway.
• Statements / bank export, if the user provides one — recurring charges of the same amount on a regular cadence.

For each subscription, capture: name, amount, cadence (monthly/yearly), and when you last saw activity or a receipt.

Judge

Sort into three:

1. Active & wanted — recent use or obviously in-use.
2. Probably forgotten — no sign of use, an old free-trial that converted, or a duplicate (two things that do the same job).
3. Can't tell — flag for the user to decide.

Deliver

You're spending ~£146/month · ~£1,750/year across 11 subscriptions.

LOOK AT THESE
  Adobe CC      £52/mo   — last opened? no receipts opened in 4 months
  Gym           £40/mo   — no check-in data visible; still going?
  Two cloud drives — Dropbox £10 + iCloud £8, likely overlapping

KEEPING (look fine)
  Spotify, Netflix, ...

Lead with the annual total — that's the number that changes behaviour.

Rules

• Never cancel anything. You surface and recommend; the user cancels.
• Don't guess a charge is a subscription without evidence (recurring, same amount). One-off purchases aren't subscriptions.
• Never store or repeat full card numbers or account numbers. If you see them in a statement, refer to the last 4 digits only.